What we do
linx4 helps Original Equipment Manufacturers (OEMs) to sell more manufacturing equipment by providing a one-stop solution for usage-based and pay-per-use leasing. Our end-to-end encrypted solution combines the latest Industrial IoT (IIoT) technology with new and modern financing solutions. The outcome is: usage-based leasing – a new modern and scalable solution to finance equipment without high investment hurdles. With our experienced team in IoT and finance as well as our industry-leading partnerships we are changing the way how equipment is financed and sold.
linx4: your one-stop financing solution for usage-based leasing.
Managing Team & Experts
Michael is a serial-entrepreneur in the Industrial IoT field. He served with his companies different Fortune 500 companies.
CTO & Co-Founder
Before linx4 "Lorb” was the first developer at a leading fintech company. During the growth phase he learned how to scale up a company, not only from a technical point of view – he also leaded a larger developer team.
Christoph "Lorb" Ritzer
Lead Software Architect
Rolf has been in credit, asset-based and project finance most of his career and over 30 years in leading positions with major investment banks in London, New York and Hongkong. He acts as court appointed expert witness in international litigation cases, holds professional qualifications in risk management and Islamic finance as well as lectures financial accounting and risk management at Munich Business School.
Peter has had a successful career of more than 20 years in investment banking, insurance and asset management in the UK and Germany, serving most recently as Chief Investment Officer of one of Germany’s largest life insurance companies. Prior to that he founded and set-up a UK insurance start-up, after having held various senior positions in fixed income trading and structuring.
Markus has spent more than 25 years in corporate and investment banking with leading international and domestic banks in Germany. His focus was on financial solutions in the bank and capital markets for corporate and institutional clients. Most recently he serves as Board Member/Chief Risk Officer in a small bank
Pius Sprenger is a former Managing Director at Deutsche Bank, New York and a great mathematician.
What sets us apart from others?
At linx4 we are a highly diverse team of industrial IoT and financial experts. This explosive mixture allows us to think beyond traditional equipment leasing and add valuable equipment data to the financing process. The outcome is: usage-based leasing– a new modern and scalable solution to finance equipment without high investment hurdles.